Roof Damage Public Insurance Adjuster Services
Helping Central Florida Residents With Their Roof Damage Claims
Central Florida is known for just as many sunny days as rainy days. This tropical climate makes infrastructure especially prone to water damage, the most common of which is roof leaks. Roof damage is an inconvenience bound to affect a home or business owner at least once. Aware of this unavoidable reality, every property owner should connect with one of our public adjusters to gain a better understanding of their insurance coverage for roof leak damage.
Our value propositions include the following:
- Free claim analysis.
- No fee if there is no recovery.
- Seasoned, hand-picked experts in our office.
- All claims are processed in-house (we don’t do referrals).
Let's get your claim solved now!
Roof Damage DO’s and DONT’S
Do’s
- Contact Drew With Stellar Adjusting.
- Move everything out from beneath the leak. Move electronic products out from directly underneath the leak and from any splashing.
- Put up a tarp when able and if safe.
- Place a catching tray or bucket underneath the leak to collect water.
- Identify what kind of roof you have.
Dont’s
- Leave wet fabrics, books, magazines, and other items on wet carpets or floors.
- Use a dry vacuum to remove water.
- Use electrical appliances while standing on wet carpet, concrete, or other surfaces.
- Climb on top of the roof to locate the leak, especially during severe weather conditions.
- Dry up any excess water with a towel to prevent anyone from slipping on a wet floor.
Types of Roof Damage
There are various causes of roof damage, depending on the circumstance. If you are noticing any signs of wear on your roof or ceiling, it may be a result of the following:
Loss of granules on shingle roofs: They disappear naturally over time or can be lost by extreme weather. Loss of the granules exposes sensitive layers of the roof that are meant to be protected. The exposure of the materials under the granules can begin to cause other types of roof damage.
Blistering: Develop underneath the granules of the shingles. The blistering will eventually pop and expose the mat of the roof, making further roof damage a possibility.
Damaged shakes: Common in wood roofs, these protect the under layers that prevent leaks. Shakes can become damaged from hurricanes, water build-up, and other extreme weather.
Fallen trees or debris: High winds caused by storms and hurricanes can uproot trees, toppling them over onto your roof and damaging it structurally. Debris can also be carried by the wind and inflict damage.
Drew With Stellar Public Adjusting has access to several roofers in Central Florida that can identify the loss of granules on shingles and will be able to assess the roof damage to your property adequately.
What Happens When You Hire a Roof Damage Public Adjuster?
The issue of roof damage is frequently not black and white. There are rarely two cases that are the same. Each property has distinct features, and its location can dictate the natural and unforeseen damage.
A public adjuster will help you through this process of filing a leaking roof insurance claim.
Once hired, Drew With Stellar Adjusting does the following:
- We have a team that visits your property to evaluate the roof damage, taking down all the details surrounding your property — both currently and previously.
- We investigate your home’s past to get a complete picture of the damage history. A public adjuster can open up insurance claims from years ago to explore if a homeowner received a fair and equitable recovery for the roof damage.
- Our team of skilled negotiators will meticulously go through all the evidence and document everything to make sure you get the most out of your settlement.
- A demand sum is then presented to the insurer for the assessed cost of damages.
- The cost is negotiated, and a settlement is made.
When roof damage does happen, it is equally essential that the total damage is recognized, reported, and repaired.
INFORMATION NEEDED WHEN FILING A CLAIM
Try to have as much of the following information available when calling us to file a claim.
To get you started on the roof damage claim process, Stellar asks for the following information:
Policyholder information: Name of insured, address, phone number, e-mail, and policy number.
Description of loss: Time and date of loss, location of the incident, and a detailed description of damages.
Authority notification: Please note all authorities notified (fire dept., police, etc.).
Emergency service companies & damage mitigation: Please let us know if you have already contacted any emergency service companies or performed any damage mitigation.
Need help filing a new roof damage claim or handling an existing one? Our team of public adjusters, attorneys, contractors, mediators, and engineers is here to help. Drew With Stellar Adjusting offers a free claim analysis for new claims, ongoing claims, and even claims that were previously denied or underpaid within the last five years.
Don’t get left out in the cold! Contact Drew With Stellar Public Adjusting today at 407-801-9104 or fill out the contact form below.
Drew With Stellar Public Adjusting is dedicated to helping Floridians recover the maximum settlement for their storm and hurricane insurance claims. No recovery, no fee. It’s our guarantee.
In need of an experienced public adjustor? Contact one by calling 407-801-9104.
Phone: 407-801-9104
Email: drew@stellaradjusting.com
Serving Orange, Seminole, Osceola and Lake counties
Business Hours
- Mon - Fri
- -
- Sat - Sun
- Closed
License # P013318
Prior to the new law change that took effect on December 16, 2022, policyholders had specific deadlines to report claims to their insurance company. For new or reopened claims, policyholders had up to two years after the date of the loss to report it to their insurer. For supplemental claims, policyholders had up to three years after the date of the loss to file a claim.
However, as of December 16, 2022, SB 2-A changed the claim filing deadlines for policyholders. The new law reduces the time limits for policyholders to report a claim. For new or reopened claims, policyholders now have only one year after the date of the loss to report it to their insurer. For supplemental claims, policyholders now have 18 months after the date of the loss to file a claim. These changes mean that policyholders have less time to report their claims, so it's important to act quickly if you experience a loss covered by your insurance policy.
