Business Interruption Public Insurance Adjusters
Helping Central Florida With Business Interruption Claims
Your Central Florida Business Interruption Claim Adjusters
Drew With Stellar Public Adjusting serves Central Florida and the surrounding areas. Our experienced public insurance adjusters are dedicated to ensuring you receive the care you deserve after experiencing a loss of business income.
Hurricane Damage Insurance Claim Central Florida
Our team is highly organized and efficient, and we can make the trip to evaluate your business interruption claim.
Stellar’s value propositions include the following:
- Free claim analysis.
- No fee if there is no recovery.
- All claims are processed in-house (we don’t do referrals)
- Seasoned, hand-picked experts in our office.
Drew With Stellar Public Adjusting has been helping the Central Florida area with business interruption claims for years. We have connections to a strong group of professionals:
- Attorneys
- Former insurance company adjusters
- Consultants
- Real estate professionals
Let's get your claim solved today!
What is Business Interruption Insurance?
Loss of business income can come as a result of many situations, including
- Natural disasters
- Flood
- Fire
- Repairs to the business location facility
- Any other situation in which a business is temporarily out of operation.
Loss of business income insurance is essential to ensure the policyholder’s losses are covered. Often, policyholders and insurance companies conflict about the length of time that the business interruption is covered for.
Most policies state that the business interruption period ends when the physical damage to the property is repaired and returned to regular operation as before the disaster.
Realistically, it takes time for a business to recuperate time lost and income that was not generated. For this reason, most policies include an “extended period of liability” so that the business owner has a more extended period to return to normal working conditions. Though the length of time these policies extend can vary, the standard among policy issuers has become one year or less.
Business income loss is a severe issue that can happen when least expected. Each case varies depending on the business and circumstance. However, Stellar has a clear road map to comprehensively analyze the damage and represent the business during its insurance claim for business income loss.
INFORMATION NEEDED WHEN FILING A CLAIM
When filing business interruption claims, try to have as much of the following information as possible available:
Policyholder information: Name of insured, address, phone number, e-mail, and policy number.
Description of loss: Time and date of loss, location of the incident, and a detailed description of damages.
Authority notification: Please note all authorities notified (fire dept., police, etc.).
Emergency service companies & damage mitigation: Please let us know if you have already contacted any emergency service companies or performed any damage mitigation.
Need help filing a new claim or handling an existing one? Our team of public adjusters, attorneys, contractors, mediators, and engineers is here to help. Drew With Stellar Adjusting offers a free claim analysis for new claims, ongoing claims, and even claims that were previously denied or underpaid within the last five years.
Call Drew With Stellar Public Adjusting today at 407-801-9104 or fill out the contact form.
Drew With Stellar PublicAdjusting is dedicated to helping Floridians recover the maximum settlement for their storm and hurricane insurance claims. No recovery, no fee. It’s our guarantee.
Request a free quote, get information, or ask for professional advice – call our team
Phone: 407-801-9104
Email: drew@stellaradjusting.com
Serving Orange, Seminole, Osceola and Lake counties
Business Hours
- Mon - Fri
- -
- Sat - Sun
- Closed
License # P013318
Prior to the new law change that took effect on December 16, 2022, policyholders had specific deadlines to report claims to their insurance company. For new or reopened claims, policyholders had up to two years after the date of the loss to report it to their insurer. For supplemental claims, policyholders had up to three years after the date of the loss to file a claim.
However, as of December 16, 2022, SB 2-A changed the claim filing deadlines for policyholders. The new law reduces the time limits for policyholders to report a claim. For new or reopened claims, policyholders now have only one year after the date of the loss to report it to their insurer. For supplemental claims, policyholders now have 18 months after the date of the loss to file a claim. These changes mean that policyholders have less time to report their claims, so it's important to act quickly if you experience a loss covered by your insurance policy.
