Fire Damage Insurance Claim Adjuster Services
Get Help With Your Central Florida Fire Damage Insurance Claim
Whether a residential or commercial property, any structure can fall victim to fire. It only takes a tiny spark to set ablaze on a massive building. Being in Central Florida, our infrastructure is especially prone to lightning strikes and extreme heat. Older buildings are especially at risk of electrical accidents.
Fires are frequently devastating events that can cause severe damage, from destruction to smoke damage. This is why it is essential to make sure you are covered.
It is never too early to connect with a public adjuster. In many instances of fire damage, several different parties get involved. This should include our team at Drew With Stellar Public Adjusting, as we carry years of experience in helping people file a fire damage insurance claim.
Drew makes filing a fire damage insurance claim and getting repair services accessible.
Central Florida Fire Damage Public Insurance Adjusters
We service Central Florida including Orange, Seminole, Osceola, and Lake Counties, Florida. Our team brings years of experience in fire damage insurance claims.
Your Fire Damage Insurance Claim Experts
Our top-notch public insurance adjuster is dedicated to ensuring you receive the care you deserve after experiencing fire damage. Drew’s value propositions include the following:
- No fee if there is no recovery.
- All claims are processed in-house (we don’t do referrals).
- Seasoned, hand-picked experts in our office.
- Free claim analysis.
Drew With Stellar Public Adjusting comprises a team of professionals ready to serve your needs best. Our team includes:
- Attorneys
- Contractors
- Loss Consultants
- Estimators
- Real Estate Professionals
- Appraisers
Additionally, our team has developed an extensive network of contacts that are brought in on a case-by-case basis to ensure that the most professional and comprehensive claim adjustment is performed for our clients.
Fire Damage DO’s and DONT’S
Do’s
- Keep movement in your home or office to a minimum to help prevent permanent damage to upholstery and carpets.
- Clean hands before touching upholstery, walls, or woodwork.
- Open windows for ventilation.
- Photograph the damage extensively.
- Change your HVAC filter.
- Contact Drew With Stellar Public Adjusting Services.
Don’t’s
- Turn on ceiling fixtures such as fans or overhead lights. Wet or damaged wiring can be a severe fire hazard.
- Wash any walls, painted surfaces, furniture, or carpet. Contact a professional.
- Clean electrical appliances close to fire, heat, or water.
- Eat any food that was exposed during the fire.
- Use any household electronics until cleaned and checked.
Types of Fire Damage
One of the most common types of property damage in Central Florida is fire damage. Fire damage can occur in both residential and commercial real estate.
Your insurance company will classify the damage under two categories:
Primary fire damage: Damage sustained as a direct result of the flames, including the building and contents of both homes and businesses.
Secondary fire damage: Damage sustained due to smoke and other corrosive substances caused by the fire, usually inside the damaged building.
If your home has any of the above damages, Drew With Stellar Adjusting will assist you with making sure your case is being handled to meet your needs.
We have years of experience serving Central Florida, specializing in property damage in Orange, Seminole, Osceola, and Lake Counties, Florida.
What Happens When You Hire a Fire Damage Public Insurance Adjuster?
When you file a fire damage insurance claim, you request that an insurance company pays you a sum of money following the terms of your policy. This is integral to ensuring you are getting the most out of your coverage.
A fire damage public insurance adjuster advocates for the policyholder in appraising and negotiating an insurance claim. They are the only type of claims adjusters that can legally represent the rights of an insured during an insurance claim process.
Once hired, Drew With Stellar Public Adjusting does the following:
- We have a direct line to a fire restoration company that travels to your home to begin working on the property quickly.
- We will inspect the damage and take down all the details surrounding your property — both currently and previously.
- We investigate your home’s past to get a complete picture of the damage history. A public adjuster can open up insurance claims from years ago to see if a homeowner received a fair and equitable recovery for the fire damage.
- Our team of skilled negotiators will meticulously go through all the evidence and document everything to make sure you get the most out of your settlement.
- A demand sum is then presented to the insurer for the assessed cost of damages.
- The cost is negotiated, and a settlement is made.
INFORMATION NEEDED WHEN FILING A CLAIM
Try to have as much of the following information available when calling us to file a claim.
To start the claims process, we will need the following information:
Policyholder information: Name of insured, address, phone number, e-mail, and policy number.
Description of loss: Time and date of loss, location of the incident, and a detailed description of damages.
Authority notification: Please note all authorities notified (fire dept., police, etc.).
Emergency service companies & damage mitigation: Please let us know if you have already contacted any emergency service companies or performed any damage mitigation.
Need help filing your fire damage insurance claim or handling an existing one? Our team is here to help. Drew With Stellar Public Adjusting offers a free claim analysis and an online claim platform that gives you 24/7 access to the status of your claim.
Contact Drew With Stellar Public Adjusting today at 407-801-9104 and stay informed.
Drew With Stellar Public Adjusting is dedicated to helping Floridians recover the maximum settlement for their storm and hurricane insurance claims. No recovery, no fee. It’s our guarantee.
We’d love to hear from you! Call our friendly team at 407-801-9104.
Phone: 407-801-9104
Email: drew@stellaradjusting.com
Serving Orange, Seminole, Osceola and Lake counties
Business Hours
- Mon - Fri
- -
- Sat - Sun
- Closed
License # P013318
Prior to the new law change that took effect on December 16, 2022, policyholders had specific deadlines to report claims to their insurance company. For new or reopened claims, policyholders had up to two years after the date of the loss to report it to their insurer. For supplemental claims, policyholders had up to three years after the date of the loss to file a claim.
However, as of December 16, 2022, SB 2-A changed the claim filing deadlines for policyholders. The new law reduces the time limits for policyholders to report a claim. For new or reopened claims, policyholders now have only one year after the date of the loss to report it to their insurer. For supplemental claims, policyholders now have 18 months after the date of the loss to file a claim. These changes mean that policyholders have less time to report their claims, so it's important to act quickly if you experience a loss covered by your insurance policy.
