Mold Damage Public Insurance Adjusters
Helping Central Florida Residents With Their Mold Damage Insurance Claims
Mold is a common discovery in many homes in Florida. Central Florida, specifically, is a location in which moisture thrives, and where there is moisture, there is the potential for mold. In addition to the damage, mold can cause to a property, it also has harmful effects on residents, targeting a person’s respiratory system. With all the detrimental impacts that mold can have and its limitations in insurance policies, it is most effective to link it to water damage when filing a claim. Drew With Stellar Public Adjusting can help you create a mold damage insurance claim.
Your Central Florida Mold Insurance Claim Adjusters
Drew With Stellar Public Adjusting serves Central Florida and beyond including Orange, Seminole, Osceola, and Lake Counties, Florida.
Our experienced public insurance adjusters are dedicated to ensuring you receive the care you deserve after experiencing mold damage.
Drew’s value propositions include the following:
- Free claim analysis.
- No fee if there is no recovery.
- All claims are processed in-house (we don’t do referrals).
- Seasoned, hand-picked experts in our office.
Drew With Stellar Public Adjusting has been helping the Central Florida area with filing a mold damage insurance claim for years. We are an efficient team backed by a strong group of professionals:
- Attorneys
- Former insurance company adjusters
- Consultants
- Public adjusters
- Real estate professionals
- Mold remediators
- Let's get your claim solved today!
Mold Damage DO’s and DONT’S
Do’s
- Get in touch with a mold remediation professional immediately.
- Avoid the affected area, especially touching or inhaling.
- Stay out of the house if possible, especially if you have health problems.
- Contact Drew With Stellar Adjusting Services.
Dont’s
- Attempt to tackle the problem yourself.
- Touch anything that is near or on the affected area.
- Open any windows to let the airborne spores out. The fresh air will help the mold to spread.
- Attempt to dry any moisture with a fan. It will only help to spread the mold faster.
- Inhale spores. Mold spores can cause serious respiratory problems.
- Eat, drink or smoke near the affected area.
Get in Touch for a Free Claim Analysis
What Is a Mold Insurance Claim?
Mold is a stubborn fungus that can take over a home or commercial property and thrive in the most unsuspecting locations. It can even be invisible to the eye and spread quickly in water.
Water damage doesn’t have the same policy limitations as mold, and water causes mold to develop and thrive. Therefore it’s widespread that water damage is the claim and mold is the tangential damage caused by the water claim.
What Happens When You Hire a Mold Damage Public Adjuster?
A public adjuster will help you through this process of understanding and filing a mold damage insurance claim.
Once hired, Drew With Stellar Public Adjusting does the following:
- We have a team that visits your property to evaluate the mold damage, taking down all the details surrounding your property — both currently and previously.
- Stellar will connect you with a mold remediation company that can help extract the mold, kill it, and treat the area, so the mold has a lesser chance of developing again.
- We investigate your home’s past to get a complete picture of the damage history. A public adjuster can open up insurance claims from years ago to explore if a homeowner received a fair and equitable recovery for the mold damage.
- Our team of skilled negotiators will meticulously go through all the evidence and document everything to make sure you get the most out of your settlement.
- A demand sum is then presented to the insurer for the assessed cost of damages.
- The cost is negotiated, and a settlement is made.
INFORMATION NEEDED WHEN FILING A MOLD DAMAGE INSURANCE CLAIM
Try to have as much of the following information as possible when calling Drew to file a claim.
To get you started on the mold damage insurance claim process, we will need the following information:
Policyholder information: Name of insured, address, phone number, e-mail, and policy number.
Description of loss: Time and date of loss, location of the incident, and a detailed description of damages.
Authority notification: Please note all authorities notified (fire dept., police, etc.).
Emergency service companies & damage mitigation: Please let us know if you have already contacted any emergency service companies or performed any damage mitigation.
Need help filing a new claim or handling an existing one? Our team is here to help. Drew With Stellar Public Adjusting offers a free claim analysis for new claims, ongoing claims, and even claims that were previously denied or underpaid within the last five years.
Contact Drew With Stellar Public Adjusting today at 407-801-9104 or fill out the contact form
Drew With Stellar Public Adjusting is dedicated to helping Floridians recover the maximum settlement for their storm and hurricane insurance claims. No recovery, no fee. It’s our guarantee.
We’re here to help! Simply call 407-801-9104 to discuss your needs.
Phone: 407-801-9104
Email: drew@stellaradjusting.com
Serving Orange, Seminole, Osceola and Lake counties
Business Hours
- Mon - Fri
- -
- Sat - Sun
- Closed
License # P013318
Prior to the new law change that took effect on December 16, 2022, policyholders had specific deadlines to report claims to their insurance company. For new or reopened claims, policyholders had up to two years after the date of the loss to report it to their insurer. For supplemental claims, policyholders had up to three years after the date of the loss to file a claim.
However, as of December 16, 2022, SB 2-A changed the claim filing deadlines for policyholders. The new law reduces the time limits for policyholders to report a claim. For new or reopened claims, policyholders now have only one year after the date of the loss to report it to their insurer. For supplemental claims, policyholders now have 18 months after the date of the loss to file a claim. These changes mean that policyholders have less time to report their claims, so it's important to act quickly if you experience a loss covered by your insurance policy.
